Services > Wealth Management >

Tax Efficient Investing

They say two things are certain in life…. tax and death. Although there is little we can do about the latter, we can help ensure you pay no more tax than you need. The majority of us are taxed in some way on our income, our capital gains, what we purchase and, of course, on the value of our estate at death.

In principle there are four main forms of tax that affect us:

  • Income Tax
  • Capital Gains Tax
  • VAT
  • Inheritance Tax

At Condy Mathias we prepare bespoke solutions to help both Basic Rate Tax Payers and Higher Rate Tax Payers pay as little tax as possible, whilst also meeting their other financial needs.

As part of our planning process we would look at your existing investments to ensure they are working tax efficiently for you and if not recommend appropriate changes.

Other issues we consider and advise on include;

  • Trusts and Will Planning
  • Inheritance Tax Planning
  • Personal Allowances
  • Tax Free Investments

Where issues are identified that require specialist tax advice or perhaps Trust documents being prepared we are able to refer to either Condy Mathias Chartered Accountants or local firms of solicitors that we have grown to know and trust over the years.

If you feel that you pay more tax than you should on your investments, then arrange a meeting with one of our Independent Financial Advisers to check your position. This may reduce your overall tax liability and plan tax efficiently for your future financial requirements.

Condy Mathias Financial Planners are regulated and authorised by the Financial Services Authority